Travel insurance that covers IVF - help please!!

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Travel insurance that covers IVF - help please!!

Postby LazyStork » Wed Nov 25, 2015 9:18 am

Hi all, any advice/experience appreciated..

I'm in the midst of my first ICSI cycle, had egg collection & Monday & awaiting news tomorrow on how our only 2 embryos are doing, hopefully having one put back in tomorrow or Saturday if they're OK. I was told I'm high risk of OHSS as most of us pcosers are, but my AMH was sky high and I ticked all the other risk boxes too. Anyway after a panic about the number of follicles I had they pulled right back on stims which I think is why they only got 4 mature eggs in the end. I've been well throughout and showed no symptoms so far of OHSS.

I have a holiday booked for 8th December that's been booked since before I knew I'd need IVF. It's just occurred to me that it's very unlikely most travel insurers will cover IVF especially at this stage, as I think I'm still at risk if OHSS if an embryo is put back in. Has anyone been in this situation and/or found a good insurer that doesn't discriminate against IVF?

Thanks xx
Me (30) hubby (32)
diagnosed 'lean' PCO jan 15, husband low sperm count
Feb 15 1st cycle clomid 50mg - ?ov D26-27 but AF D28
April 15 2nd cycle clomid 50mg - no ov
Suspected hydrosalpinx but HSG clear
May 15 - referred for IVF/ISCI (one year to wait)
Continue clomid@100mg for another 4 cycles
June 15 - 3rd cycle clomid (100mg) & trigger & cyclogest - likely no ov
August 15 - 4th cycle clomid (100mg) - no ov
ICSI November 2015 - BFP 7/12/15 over the moon :) EDD 15/8/16
LazyStork
 
Posts: 176
Joined: Mon Mar 09, 2015 8:08 am

Re: Travel insurance that covers IVF - help please!!

Postby hkittypink » Wed Nov 25, 2015 10:32 am

Hi Lazystork,

This made me panic since I'm on holiday next June!

I use Sainsbury's Bank and they have an option to declare IVF as a pre-existing condition. It only bumps the price by a couple of pounds, so worth it. probably best to call them, that's what I'll be doing next year when arranging the insurance.

Good luck xx
Nov 12 - Dec 15 - natural and Clomid 100mg cycles all BFN
Dec15 - IVF conf'd start Jan 2016
Feb-Mar16 - Long protocol ICSI, egg collection scheduled 22nd March
It worked! EDD 09/12/16 with a little boy
Image
hkittypink
 
Posts: 800
Joined: Tue Jun 14, 2011 7:12 am

Re: Travel insurance that covers IVF - help please!!

Postby LazyStork » Wed Nov 25, 2015 9:26 pm

Thanks kitty, it doesn't sound like the consultant will give me the ok anyway :(

Just I case anyone else finds this post, for info I found js insurance who will cover IVF as an existing condition for £28-38 which is great. They don't even ask any questions about the stage you're at but confirmed that if I got I'll abroad due to complications of IVF (eg OHSS) they would cover it
Me (30) hubby (32)
diagnosed 'lean' PCO jan 15, husband low sperm count
Feb 15 1st cycle clomid 50mg - ?ov D26-27 but AF D28
April 15 2nd cycle clomid 50mg - no ov
Suspected hydrosalpinx but HSG clear
May 15 - referred for IVF/ISCI (one year to wait)
Continue clomid@100mg for another 4 cycles
June 15 - 3rd cycle clomid (100mg) & trigger & cyclogest - likely no ov
August 15 - 4th cycle clomid (100mg) - no ov
ICSI November 2015 - BFP 7/12/15 over the moon :) EDD 15/8/16
LazyStork
 
Posts: 176
Joined: Mon Mar 09, 2015 8:08 am


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